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Lower Your Self-Insured Costs & Keep Premiums Flat in 2026

15 minutes per year of smart education:
Lower-cost care. Flat premiums. Effortless renewals

See How Much Your Group Could Save

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Results

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*Savings estimates and teasers are illustrative only, based on 2026 industry averages (e.g., ~$16,000 annual claims per employee and 8–9% trend). Many groups achieve similar or better results with consistent employee engagement. Actual savings vary significantly by group size, claims history, participation rates, utilization patterns, and plan design. ClaimWise makes no guarantees of specific outcomes or results.

These 5 Claims Are Killing Your Renewals

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Send these short videos and emails once per month and watch your groups start making smarter choices.

ER Visits for Non-Emergencies

Average bill: $11,000

 

(Most could have been handled at Urgent Care for $175 or Telehealth for $40)

Freestanding ER Overcharges

Looks like a real ER. Bills like a luxury trap. $3,000+ surprise bills are common.

Imaging Site-of-Care Differences

Same MRI, same doctor → $2,050+ variance

 

(Hospital outpatient vs. freestanding imaging center)

Hospital Labs vs. In-Network Labs

Same blood draw → $280 vs. $18

 

(The $262 difference adds up fast)

Off-Label GLP-1 Drugs

Brand-name Ozempic/Wegovy: $1,000+ per month

 

(Generic versions deliver the same results for $200 – $350)

One email per month. 60 seconds to read. Zero lectures. Employees forward them to their spouses.

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How ClaimWise Works

Simple, Effective, Done-for-You

Choose Your Renewal Plan

Results

Detailed Information

*Savings estimates and teasers are illustrative only, based on 2026 industry averages (e.g., ~$16,000 annual claims per employee and 8–9% trend). Many groups achieve similar or better results with consistent employee engagement. Actual savings vary significantly by group size, claims history, participation rates, utilization patterns, and plan design. ClaimWise makes no guarantees of specific outcomes or results.

Join Early Employers & Brokers Exploring ClaimWise

"Exploring ClaimWise for our 2026 renewal. Excited about the potential savings from smarter employee choices."

 

– HR Leader, Midwest Manufacturer

"The meme-style education is fresh. We're looking forward to testing with our team to flatten premiums."

 

 

– Benefits Consultant, Ohio Group

"Simple tool with big promise. We're running numbers for our self-insured group now."

 

 

 

– Self-Insured Employer

ClaimWise provides educational content and tools designed to inform employees about healthcare utilization options. All savings estimates, projections, and examples (including those from the calculator and pricing tools) are illustrative only, based on industry averages, conservative assumptions, and publicly available data as of 2026. Actual results vary significantly depending on group size, claims history, employee engagement, utilization patterns, plan design, and other factors. ClaimWise makes no guarantees of specific savings, outcomes, or results — individual experiences may differ.

ClaimWise is not a substitute for professional financial, medical, legal, or insurance advice. Brokers and employers should consult qualified professionals for decisions related to health benefits, renewals, or cost management.

ClaimWise, its content, and tools are provided "as is" without warranties of any kind. ClaimWise and its affiliates disclaim liability for any damages, losses, or claims arising from use of the site or content.

All content © 2026 ClaimWise LLC. All rights reserved. Unauthorized use or distribution prohibited.

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